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Find the Best Car Warranties and Extended Warranty Providers

It’s no surprise that when buying a warranty for a new or used car, many drivers struggle with answering the most basic questions:

  • What does my factory warranty cover?
  • Which company offers the best warranty coverage?
  • What should I look for in a warranty provider?
  • How do I get the best deal?

We understand that finding the best car warranty is a lot to consider. That’s why CARCHEX is here to help. If you’re in the market for auto warranty protection, we’ll help you find the best coverage for your car.

Compare Factory Warranty Coverage

When you buy a new or used car from a dealership, you’ll likely get factory warranty coverage to help cover the risk of a mechanical or workmanship error. When it comes to selecting a vehicle, factory warranty coverage is something to consider for all car owners. After all, there is a lot of money on the line if your vehicle doesn’t turn out to be as reliable as you thought.

The Top Car Manufacturer Warranties

Based on warranty terms and additional benefits, we’ve come up with the top five factory warranties that are included with the purchase of a new car.

1. Hyundai Warranty: Best Coverage

The Hyundai powertrain warranty lasts for 10 years or 100,000 miles, and its bumper-to-bumper warranty lasts five years or 60,000 miles. This is one of the longest terms among car manufacturers. In addition, its corrosion warranty and roadside assistance warranty last seven and five years, respectively.

In addition, Hyundai covers items that are not frequently covered by factory warranties, including:

  • Audio systems—3 years/36,000 miles (Equus coverage is longer.)
  • Paint—3 years/36,000 miles
  • Battery—Up to 3 years/unlimited miles or a lifetime hybrid battery warranty
  • Air conditioner refrigerant charge—1 year/unlimited miles
  • Adjustments to the vehicle—1 year/12,000 miles
  • Wear items—1 year/12,000 miles

This extensive coverage makes Hyundai our top pick for factory warranties.

2. Ford Warranty: Unique Coverage

The Ford bumper-to-bumper warranty covers Ford parts for three years or 36,000 miles, and its powertrain warranty covers engine, transmission, and drivetrain parts for five years or 60,000 miles. Ford has a reputation for being a reliable brand with great longevity, so its shorter coverage terms aren’t as big of a deal.

To make up for shorter coverage terms, Ford provides unique tire coverage at 100% for the first 12,000 miles with limited coverage up to 36,000 miles. You can also get special diesel engine coverage for Ford trucks.

3. Lexus Warranty: Luxury Vehicle Coverage

When it comes to luxury vehicles, Toyota’s luxury division brand has slightly better coverage than other luxury vehicles that cap powertrain warranties at four years or 50,000 miles. The Lexus factory warranty covers powertrain components for up to six years or 70,000 miles, so you can rely on your vehicle’s engine and major systems longer. If you want to maintain luxury, this warranty provides the reliability you need.

4. Kia Warranty: Longer Coverage

The Kia manufacturer warranty is another warranty that provides longer coverage than many competitors. You’ll have bumper-to-bumper coverage for five years or 60,000 miles and powertrain coverage for 10 years or 100,000 miles. Additional limited warranties are available for service adjustments, paint, audio/entertainment, and other accessories.

Roadside assistance is also included at five years or 60,000 miles. In addition, your car will be protected from perforation and corrosion for five years or 100,000 miles.

5. BMW Warranty: Luxury Perks

Thought the BMW factory warranty only covers powertrain and bumper-to-bumper components for up to four years or 50,000 miles, its rust-through warranty is relatively long compared to other manufacturers, at 12 years or unlimited miles.

Yet, BMW adds convenience to its luxury brand by offering wheel alignment, wheel balancing, and wiper blade inserts. These perks are covered for the first 2,000 miles.

Here is a breakdown that compares 2019 factory warranties from other car companies:

Manufacturer Warranty Basic or Bumper-to-Bumper Warranty Powertrain Warranty Rust-Through Warranty Roadside Assistance Warranty
Audi 4 years / 50,000 miles 4 years / 50,000 miles 12 years / unlimited 4 years / unlimited
Buick 4 years / 50,000 miles 6 years / 70,000 miles 6 years / 100,000 miles 8 years / 100,000 miles
Chevrolet, GMC 3 years / 36,000 miles 5 years / 60,000 miles 6 years / 100,000 miles 5 years / 60,000 miles
Dodge 3 years / 36,000 miles 5 years / 60,000 miles 5 years / 100,000 miles 5 years / 100,000 miles
Honda 3 years / 36,000 miles 5 years / 60,000 miles 5 years / unlimited 5 years / 60,000 miles
Infiniti 4 years / 60,000 miles 6 years / 70,000 miles 7 years / unlimited 4 years / unlimited
Lincoln 4 years / 50,000 miles 6 years / 70,000 miles 5 years / unlimited Unlimited
Mini 4 years / 50,000 miles 4 years / 50,000 miles 12 years / unlimited 4 years / unlimited
Mitsubishi 5 years / 60,000 miles 10 years / 100,000 miles 7 years / 100,000 miles 5 years / unlimited
Nissan 3 years / 36,000 miles 5 years / 60,000 miles 5 years / unlimited 3 years / 36,000 miles
Porsche 4 years / 50,000 miles 4 years / 50,000 miles 12 years / unlimited 4 years / 50,000 miles
Smart 4 years / 50,000 miles 4 years / 50,000 miles 4 years / 50,000 miles 4 years / 50,000 miles
Subaru 3 years / 36,000 miles 5 years / 60,000 miles 5 years / unlimited 3 years / 36,000 miles
Toyota 3 years / 36,000 miles 5 years / 60,000 miles 5 years / unlimited 2 years / 25,000 miles
Volkswagen 6 years / 70,000 miles 6 years / 70,000 miles 7 years / 100,000 miles 3 years / 36,000 miles
Volvo 4 years / 50,00 miles 4 years / 50,000 miles 12 years / unlimited 4 years / unlimited

Extended Car Warranty: Do You Need It?

Manufacturer warranties’ coverage seems adequate—right?

  • But what happens when the factory warranty expires?
  • What if your repair isn’t covered by the warranty?
  • If you’re purchasing a used or certified pre-owned vehicle, do you even have any protection at all?

You may have to pay for your repairs out-of-pocket.

Can You Afford To Pay These Repair Costs?

Did you know that 89% of cars on the road are in need of at least one repair? And while the majority of cars are in need of repairs, most drivers can’t afford to have their cars fixed, even drivers of luxury brands. In fact, 63% of Americans do not have the money to pay for a $500 car repair. As you may know, repairs can add up fast in the auto shop, especially when parts are labor are added.

Whether big fixes or small, it’s not smart (or safe) to drive an unreliable vehicle. An extended car warranty can save you from having to choose between your safety and your finances.

However, there are still limitations with factory warranties. Repairs are not covered if the following are true:

  • Your car’s damage is caused by regular wear and tear.
  • You haven’t kept up with routine maintenance, leading to a part failure or total breakdown.
  • You need a repair or replacement due to weather or natural disaster.
  • You need a repair or replacement due to an accident.
  • You need frequently replaceable items, such as new tires, brake pads, or windshield wiper blades.
  • You wish to receive repairs from an unauthorized dealer or shop.

In fact, most repairs and replacements are only covered if they are caused by faulty factory materials or workmanship.

An extended car warranty covers repairs for damage that is otherwise outside of your control. Consider purchasing an extended car warranty for a used car that has higher mileage and is more likely to need major repairs.

How to Find the Best Car Warranty from Third Parties

Once your manufacturer’s warranty expires, your car is no longer protected from costly repairs. Most manufacturers offer an extended warranty to continue coverage for your vehicle’s most vulnerable parts, but these warranties don’t often come with the competitive prices and flexibility of an extended car warranty from a third-party provider.

As you’re shopping around, here’s what you should find out before buying any extended protection plan:

  • Exactly what parts and systems are covered? More importantly, what’s not covered?
  • How long am I covered, and what are the mileage restrictions?
  • What is the monthly payment, and is there a down payment required?
  • What is the deductible?
  • Where can the car be taken for service—only to the dealership or to any licensed auto shop that’s convenient?
  • What is the plan’s cancellation policy? What about a money back guarantee?
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Compare the Best Car Warranty Companies

When selecting your car warranty, taking the time to do your research can help you find the best deal and fit for your vehicle. There are plenty of auto warranty providers in the marketplace. But how do you know which one is the best?

First, check out third-party car warranty company reviews and see how the competition stacks up.

Next, note that there are several factors that separate the best warranty provider from the pack. When weighing your warranty options, consider these attributes:

  • Years in the warranty business
  • Better Business Bureau (BBB) accreditation
  • BBB ranking
  • Who offers insured plans
  • BBB customer complaints
  • Reputable endorsements

CARCHEX has provided extended protection plans longer than many of its competitors, and customers are more satisfied with their protection from CARCHEX than the leading competition. Below, compares some of the most well-known car warranty companies in the industry on these factors:

CARCHEX AA Auto Protection AutoAssure Concord Auto Protect Endurance Protect My Car
Years in Business 20 30 8 6 13 14
Instant Quote Yes Yes Yes Yes Yes Yes
BBB Accreditation Yes No No No No No
BBB Rating A+ A B A B A
BBB Complaints (last 36 mo.) 80 101 582 2 447 99
Partnerships & Endorsements CARFAXRepairPal
Edmunds.com
Sirius XM
Vehicle Protection Association
Goss’ Garage
And more
Allegiance Administrators

Royal

Vehicle Protection Association

Dun & Bradstreet Verified

Consumer Affairs Accredited Courtney Hansen

Katie Osbourne

Vehicle Protection Association

ACVPP

Contact Center Compliance

DataOne Software

Updated September 2019

You can see that CARCHEX comes out ahead as the best extended vehicle warranty company:

  • We have two decades of experience in the warranty business.
  • We maintain a great reputation with the Better Business Bureau. They gave us an A+!
  • We are proud to hold many key industry endorsements, including CARFAX, MotorWeek’s Pat Goss, Kelley Blue Book, Assurant, Edmunds, and RepairPal.
  • You can get an instant quote online.

Other Benefits of CARCHEX Extended Warranties

Warranty coverage is not only about the protection from paying for expensive car repairs. Here are some other benefits to purchasing extra protection for your car with CARCHEX:

  • More Coverage, More Savings
    • CARCHEX offers several high-quality, affordable auto warranty plans to ensure you get the best coverage for your car. Check out our protection plans:
CARCHEX Vehicle Protection Plans
  • Up That Resale Value
    • If you decide to sell your car, having an extended warranty will usually increase your car’s resale value. When you’re ready for an upgrade, a used car that is armed with an extended warranty can make you more money.
  • Satisfaction or Your Money Back
    • CARCHEX offers a money back guarantee for 30 days. If you aren’t satisfied with your plan or want to cancel, you’ll get a prorated refund.*
  • Looking Out for You in the Shop
    • When you have a warranty, you’ll know you’re not alone. CARCHEX provides support for customers, so drivers can be sure they’re dealing with honest and fair mechanics.
  • Extra Benefits
    • When you have a car protection plan with CARCHEX, you’ll get additional benefits such as fully transferable terms, XM radio free trials, vehicle history reports, free road service, rental car, and trip interruption protection.

Tips for Buying Car Warranties

Look Out for Scams

Finding the best auto warranty also means keeping your eye out for a scam. While many of the top car warranty companies have been vetted and reviewed and are insured, there have been several notable auto warranty scams over the years.

The good news is that with today’s advances in readily-available information, many low-quality warranty “companies” have been outed in the marketplace. With just a few clicks and a couple minutes of research, you can easily figure out which companies are honest, knowledgeable, and fair.

Understand What Your Policy Covers

Different warranties grant different levels of protection. Make sure the policy you choose covers your greatest concerns and even the things you hadn’t thought about before. If you are aware of what your warranty covers, you’re better prepared to take full advantage of it. You also won’t waste money on repairs you shouldn’t have to pay for out of pocket.

Know What You’re Going to Pay

Once you settle on a plan, the next step is to decide if you’ll pay in one large chunk or through monthly payments. Be sure to make note of the final cost you’ll pay to avoid surprises in your budget.

Tips Before You Sign

  • Read the Fine Print
    • It sounds obvious, but it’s a very important tip for shoppers. You need to see in black and white what is and isn’t covered, and for how long. Be sure you know your plan!
  • Protect Your Car for the Long Haul
    • No car has ever beaten time; eventually your car will wear out. Go for the long-term protection plan if you want to get your money’s worth out of your car.
  • If You Buy, Go Big
    • You won’t find much of a difference in warranty cost from one car to the next. Consider getting the best warranty plan offered to get the most comprehensive protection for your car.
Why CARCHEX? Icons

Get the Best Car Warranty with CARCHEX

Now that you know your options for the best extended car warranty, speak with the specialists at CARCHEX to find the most competitively-priced and quality warranty plans available.

The average extended auto warranty costs can run several hundred dollars per year, which is a major expense. CARCHEX ensures affordable, pay-as-you-go plans that don’t skimp on coverage. You’ll have access to a larger network of repair facilities, as well as roadside assistance coverage in the case of a breakdown. If you’re not satisfied, you’ll get your money back.

Above all, we strive to inform each customer about the best extended car warranties for their vehicles and wallets.

To get the best car warranty today, call CARCHEX at 866-261-3457.

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Sources:

Edmunds: https://www.edmunds.com/auto-warranty/warranty-and-roadside-assistance-coverage.html

Car Care: carcare.org/car-care-service-schedules/general-service-schedule

PR Newswire: prnewswire.com/news-releases/63-of-americans-cant-afford-500-car-repair-or-1000-emergency-room-visit-300200097.html

Thoroughly Reviewed: thoroughlyreviewed.com/car-warranty/extended-car-warranty-company-reviews/

STL Today: stltoday.com/news/local/crime-and-courts/former-president-of-us-fidelis-sentenced-to-years-on-state/article_aa320daa-0c03-11e2-9bed-0019bb30f31a.html

FBI.gov: archives.fbi.gov/archives/stlouis/press-releases/2012/final-u.s.-fidelis-co-owner-sentenced-on-conspiracy-and-tax-fraud-charges

Factory Warranty List: https://www.factorywarrantylist.com/

*Refund methods vary by state. See extended service plan for complete details, including refunds, exclusions and limitations

CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # E155490)

© 2018 Carchex. All rights reserved.

We proudly offer the CARCHEX No-Haggle, Lowest Price Everyday Guarantee™ for all of our auto warranty and car inspection programs.
Consistent with consumers’ understandings and expectations of the market in which CARCHEX operates, CARCHEX uses the terms “warranty”; “extended warranty”, “extended auto warranty”, “extended service protection plan” and similar terms to describe the more technical term “vehicle service contracts”. For more information, see this FTC link or learn more here or by reviewing CARCHEX’s website.
CARCHEX markets and sells extended warranties on behalf of third party extended warranty providers, and your extended warranty will be between you and the provider. This website site is intended solely for the purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, rates, taxes, fees and other charges are determined upon validation of vehicle information and acceptance by the extended warranty provider, for which CARCHEX is not responsible. Extended warranties may not be sold where prohibited by law.
CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # W469753)
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