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It’s no surprise that when buying a warranty for a new or used car, many drivers struggle with answering the most basic questions:
We understand that finding the best car warranty is a lot to consider. That’s why CARCHEX is here to help. If you’re in the market for auto warranty protection, we’ll help you find the best coverage for your car.
When you buy a new or used car from a dealership, you’ll likely get factory warranty coverage to help cover the risk of a mechanical or workmanship error. When it comes to selecting a vehicle, factory warranty coverage is something to consider for all car owners. After all, there is a lot of money on the line if your vehicle doesn’t turn out to be as reliable as you thought.
Based on warranty terms and additional benefits, we’ve come up with the top five factory warranties that are included with the purchase of a new car.
The Hyundai powertrain warranty lasts for 10 years or 100,000 miles, and its bumper-to-bumper warranty lasts five years or 60,000 miles. This is one of the longest terms among car manufacturers. In addition, its corrosion warranty and roadside assistance warranty last seven and five years, respectively.
In addition, Hyundai covers items that are not frequently covered by factory warranties, including:
This extensive coverage makes Hyundai our top pick for factory warranties.
The Ford bumper-to-bumper warranty covers Ford parts for three years or 36,000 miles, and its powertrain warranty covers engine, transmission, and drivetrain parts for five years or 60,000 miles. Ford has a reputation for being a reliable brand with great longevity, so its shorter coverage terms aren’t as big of a deal.
To make up for shorter coverage terms, Ford provides unique tire coverage at 100% for the first 12,000 miles with limited coverage up to 36,000 miles. You can also get special diesel engine coverage for Ford trucks.
When it comes to luxury vehicles, Toyota’s luxury division brand has slightly better coverage than other luxury vehicles that cap powertrain warranties at four years or 50,000 miles. The Lexus factory warranty covers powertrain components for up to six years or 70,000 miles, so you can rely on your vehicle’s engine and major systems longer. If you want to maintain luxury, this warranty provides the reliability you need.
The Kia manufacturer warranty is another warranty that provides longer coverage than many competitors. You’ll have bumper-to-bumper coverage for five years or 60,000 miles and powertrain coverage for 10 years or 100,000 miles. Additional limited warranties are available for service adjustments, paint, audio/entertainment, and other accessories.
Roadside assistance is also included at five years or 60,000 miles. In addition, your car will be protected from perforation and corrosion for five years or 100,000 miles.
Thought the BMW factory warranty only covers powertrain and bumper-to-bumper components for up to four years or 50,000 miles, its rust-through warranty is relatively long compared to other manufacturers, at 12 years or unlimited miles.
Yet, BMW adds convenience to its luxury brand by offering wheel alignment, wheel balancing, and wiper blade inserts. These perks are covered for the first 2,000 miles.
Here is a breakdown that compares 2019 factory warranties from other car companies:
|Manufacturer Warranty||Basic or Bumper-to-Bumper Warranty||Powertrain Warranty||Rust-Through Warranty||Roadside Assistance Warranty|
|Audi||4 years / 50,000 miles||4 years / 50,000 miles||12 years / unlimited||4 years / unlimited|
|Buick||4 years / 50,000 miles||6 years / 70,000 miles||6 years / 100,000 miles||8 years / 100,000 miles|
|Chevrolet, GMC||3 years / 36,000 miles||5 years / 60,000 miles||6 years / 100,000 miles||5 years / 60,000 miles|
|Dodge||3 years / 36,000 miles||5 years / 60,000 miles||5 years / 100,000 miles||5 years / 100,000 miles|
|Honda||3 years / 36,000 miles||5 years / 60,000 miles||5 years / unlimited||5 years / 60,000 miles|
|Infiniti||4 years / 60,000 miles||6 years / 70,000 miles||7 years / unlimited||4 years / unlimited|
|Lincoln||4 years / 50,000 miles||6 years / 70,000 miles||5 years / unlimited||Unlimited|
|Mini||4 years / 50,000 miles||4 years / 50,000 miles||12 years / unlimited||4 years / unlimited|
|Mitsubishi||5 years / 60,000 miles||10 years / 100,000 miles||7 years / 100,000 miles||5 years / unlimited|
|Nissan||3 years / 36,000 miles||5 years / 60,000 miles||5 years / unlimited||3 years / 36,000 miles|
|Porsche||4 years / 50,000 miles||4 years / 50,000 miles||12 years / unlimited||4 years / 50,000 miles|
|Smart||4 years / 50,000 miles||4 years / 50,000 miles||4 years / 50,000 miles||4 years / 50,000 miles|
|Subaru||3 years / 36,000 miles||5 years / 60,000 miles||5 years / unlimited||3 years / 36,000 miles|
|Toyota||3 years / 36,000 miles||5 years / 60,000 miles||5 years / unlimited||2 years / 25,000 miles|
|Volkswagen||6 years / 70,000 miles||6 years / 70,000 miles||7 years / 100,000 miles||3 years / 36,000 miles|
|Volvo||4 years / 50,00 miles||4 years / 50,000 miles||12 years / unlimited||4 years / unlimited|
Manufacturer warranties’ coverage seems adequate—right?
You may have to pay for your repairs out-of-pocket.
Did you know that 89% of cars on the road are in need of at least one repair? And while the majority of cars are in need of repairs, most drivers can’t afford to have their cars fixed, even drivers of luxury brands. In fact, 63% of Americans do not have the money to pay for a $500 car repair. As you may know, repairs can add up fast in the auto shop, especially when parts are labor are added.
Whether big fixes or small, it’s not smart (or safe) to drive an unreliable vehicle. An extended car warranty can save you from having to choose between your safety and your finances.
However, there are still limitations with factory warranties. Repairs are not covered if the following are true:
In fact, most repairs and replacements are only covered if they are caused by faulty factory materials or workmanship.
An extended car warranty covers repairs for damage that is otherwise outside of your control. Consider purchasing an extended car warranty for a used car that has higher mileage and is more likely to need major repairs.
Once your manufacturer’s warranty expires, your car is no longer protected from costly repairs. Most manufacturers offer an extended warranty to continue coverage for your vehicle’s most vulnerable parts, but these warranties don’t often come with the competitive prices and flexibility of an extended car warranty from a third-party provider.
As you’re shopping around, here’s what you should find out before buying any extended protection plan:
When selecting your car warranty, taking the time to do your research can help you find the best deal and fit for your vehicle. There are plenty of auto warranty providers in the marketplace. But how do you know which one is the best?
First, check out third-party car warranty company reviews and see how the competition stacks up.
Next, note that there are several factors that separate the best warranty provider from the pack. When weighing your warranty options, consider these attributes:
CARCHEX has provided extended protection plans longer than many of its competitors, and customers are more satisfied with their protection from CARCHEX than the leading competition. Below, compares some of the most well-known car warranty companies in the industry on these factors:
|CARCHEX||AA Auto Protection||AutoAssure||Concord Auto Protect||Endurance||Protect My Car|
|Years in Business||20||30||9||6||13||14|
|BBB Rating||A+||A||B||A||Not Rated||Not Rated|
|BBB Complaints (last 36 mo.)||78||101||540||4||514||123|
|Partnerships & Endorsements||CARFAXRepairPal
Vehicle Protection Association
|Vehicle Protection Association
Dun & Bradstreet Verified
|Consumer Affairs Accredited||Courtney Hansen
Vehicle Protection Association
Contact Center Compliance
Updated February 2020
You can see that CARCHEX comes out ahead as the best extended vehicle warranty company:
Warranty coverage is not only about the protection from paying for expensive car repairs. Here are some other benefits to purchasing extra protection for your car with CARCHEX:
Finding the best auto warranty also means keeping your eye out for a scam. While many of the top car warranty companies have been vetted and reviewed and are insured, there have been several notable auto warranty scams over the years.
The good news is that with today’s advances in readily-available information, many low-quality warranty “companies” have been outed in the marketplace. With just a few clicks and a couple minutes of research, you can easily figure out which companies are honest, knowledgeable, and fair.
Different warranties grant different levels of protection. Make sure the policy you choose covers your greatest concerns and even the things you hadn’t thought about before. If you are aware of what your warranty covers, you’re better prepared to take full advantage of it. You also won’t waste money on repairs you shouldn’t have to pay for out of pocket.
Once you settle on a plan, the next step is to decide if you’ll pay in one large chunk or through monthly payments. Be sure to make note of the final cost you’ll pay to avoid surprises in your budget.
Now that you know your options for the best extended car warranty, speak with the specialists at CARCHEX to find the most competitively-priced and quality warranty plans available.
The average extended auto warranty costs can run several hundred dollars per year, which is a major expense. CARCHEX ensures affordable, pay-as-you-go plans that don’t skimp on coverage. You’ll have access to a larger network of repair facilities, as well as roadside assistance coverage in the case of a breakdown. If you’re not satisfied, you’ll get your money back.
Above all, we strive to inform each customer about the best extended car warranties for their vehicles and wallets.
To get the best car warranty today, call CARCHEX at 866-261-3457.
Car Care: carcare.org/car-care-service-schedules/general-service-schedule
PR Newswire: prnewswire.com/news-releases/63-of-americans-cant-afford-500-car-repair-or-1000-emergency-room-visit-300200097.html
Thoroughly Reviewed: thoroughlyreviewed.com/car-warranty/extended-car-warranty-company-reviews/
STL Today: stltoday.com/news/local/crime-and-courts/former-president-of-us-fidelis-sentenced-to-years-on-state/article_aa320daa-0c03-11e2-9bed-0019bb30f31a.html
Factory Warranty List: https://www.factorywarrantylist.com/
*Refund methods vary by state. See extended service plan for complete details, including refunds, exclusions and limitations
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