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What Is the Best Extended Warranty for Cars?

When looking for the best extended warranty for your car, it’s important not to make any decisions until you’ve weighed your options. Getting the best coverage at an affordable price with superior customer service is critical when deciding between auto warranties.

The experts at CARCHEX can help you find the best extended warranty for you. Call 866-261-3457 and find peace of mind today.

How to Start Shopping for Best Car Warranty

Choosing the best extended warranty for cars depends on each vehicle owner’s goals. Do you put a lot of miles on your car? Then perhaps a vehicle service contract that covers cars with more than 100,000 miles is the best option. Do you want basic coverage for your drivetrain, or do you want comprehensive coverage similar to the manufacturer’s warranty? The answer to these questions will give you an idea of what to look for in a vehicle service contract.

There are many options for extended car warranties, including contracts from the manufacturer, from dealerships and from third-party providers. Each option comes with implications in price, coverage and flexibility. Therefore, it’s important to carefully read each contract and ask questions.

Knowing what questions to ask is the most important part in understanding which extended car warranty is best:

  • What is covered?
  • What isn’t covered? 
  • Is a vehicle inspection required to be eligible?
  • How long am I covered?
  • What are the mileage restrictions?
  • Am I protected all over the country?
  • Is the service contract backed by insurance?
  • Will claims be paid directly to the repair facility, or will I have to pay up front? 
  • Can I use my local mechanic?

Asking the key questions and understanding what you’re getting will give you the peace of mind you need.

Additionally, be sure to understand the policy terms. What’s my premium? Is there a down payment? Is the contract transferable to a new owner? This will help you know if a monthly payment for long-term protection is right for you.

What to Look For in an Aftermarket Car Warranty

When shopping for the best extended warranty for your car, there are several important factors to consider. Namely, what’s important is getting the best coverage at an affordable price. What helps the process along is working with trusted and knowledgeable professionals who will help you decide which extended warranty best fits your needs.

Can You Afford To Pay These Repair Costs?


An extended car warranty is an optional cost, typically around $1,500 with deductibles as low as $0 or as high as $250. You can usually lower the cost of the contract itself by opting for a higher deductible, though you will have to pay that deductible each time you go in for a repair.

The better condition your vehicle is in, the cheaper your contract will be. That’s why it may be more cost-effective to purchase an extended warranty for new vehicles while your manufacturer’s warranty is still in play.

CARCHEX offers deductibles as low as $0 with some of the lowest contract prices on the market. As a third-party company, CARCHEX uses its buying power to negotiate with competing service providers.


The best extended warranty for cars most closely reflect the manufacturer’s warranty. CARCHEX coverage plans are similar to your manufacturer’s powertrain or bumper-to-bumper warranty, and additional options allow you to tailor your service based on your vehicle’s model and age.

CARCHEX offers several plan options under five levels of coverage:

  • Titanium—Most similar to your manufacturer’s bumper-to-bumper warranty, Titanium coverage lists only a short number of exclusions.
  • Platinum—This is the most comprehensive stated-component plan, with contract terms lasting up to 10 years.
  • Gold—If your vehicle is over 60,000 miles, then this mid-level plan will cover components within all of your vehicle’s major systems.
  • Silver—In addition to the powertrain, Silver coverage plans may include protection for your vehicle’s electrical, fuel, or cooling/AC systems.
  • Bronze—Get affordable, basic coverage with this powertrain warranty for your engine and transmission.
CARCHEX Vehicle Protection Plans

When choosing the best extended warranty, remember to look for hidden exclusions and limitations. CARCHEX sample contracts are provided online, so you won’t be struck with surprises.


Flexibility is a major factor when choosing the best extended warranty for cars. Can you choose your repair facility, or are you limited to the dealership? Do you have to pay out of pocket for repairs and wait for reimbursement? If these limitations exist, it can affect the value of the service.

With a vehicle service contract from CARCHEX, you’ll have your choice among 30,000 authorized repair facilities, all of which your claims department will pay directly. Contracts are backed by insurance, so you know that you won’t be stuck with the bill.

Claims Process

When it comes to the stress of a mechanical breakdown, the last thing you need is a confusing claims process. Look for an extended warranty that comes with 24/7 roadside assistance to get you to the repair facility, as well as a contract that promises to pay the mechanic up front. CARCHEX plans require just a simple call to your claims department, which then handles the paperwork, authorization, and payment for your repair.

CARCHEX and Other Third-Party Warranty Companies

You don’t want to make all of these decisions alone. Did you know CARCHEX is one of very few car warranty companies to have accreditation with the Better Business Bureau? We have also been endorsed by companies such as CARFAX, DMV.org, Edmunds, and Kelley Blue Book.

CARCHEX competitors, such as Endurance Warranty and Concord Auto Protect, are not accredited by the BBB. This creates a disadvantage for customers who are looking for customer service that is transparent, responsive, and trusted.

At CARCHEX, we don’t pressure you into purchasing a contract that does not meet your standards. With 20 years in the business and few customer complaints, CARCHEX customer service is known for addressing your concerns quickly and providing reliable information to potential buyers. We’re committed to our motto “Customer Service Above All.”

Be aware that not all vehicle service contract providers are backed by an underwriter, nor are all providers available in every state. CARCHEX is licensed to offer mechanical breakdown insurance in the state of California, where exceptional requirements must be met.

Unique Benefits When You Choose CARCHEX

When you buy an extended warranty with CARCHEX, you’ll be getting some unique benefits not found anywhere else in the market. Some of those benefits include:

  • Easy payment plans with no down payment required
  • No-Haggle, Low-Price, Every Day Guarantee™
  • 30-Day, Money Back guarantee if you’re not satisfied with coverage
  • Unique term options to fit any driving habit
  • User friendly contract that is easy to understand
  • Simple claims process
  • Guard against lost, stolen, or damaged keys
  • Rental car, towing, and trip interruption coverage for all plans
  • Comprehensive and customizable coverage options
  • 99.9% customer satisfaction rate

These benefits and our A+ customer service rating guarantee CARCHEX will help you find the best extended warranty for your car. Getting an extended warranty quote from CARCHEX is fast, free and easy. Call us toll free at 866-261-3457 or chat with a CARCHEX specialist today.


Better Business Bureau: bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869

Edmunds: https://www.edmunds.com/auto-warranty/how-to-get-the-best-price-on-an-extended-car-warranty.html

Vehicle Protection Association: http://www.vpainfo.org/Why-should-I-buy-a-vehicle-service-contract-now-Especially-if-I-still-have-a-manufacturers-warranty

Insurance.ca.gov: https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/servcontextwar.cfm

CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # E155490)

© 2018 Carchex. All rights reserved.

We proudly offer the CARCHEX No-Haggle, Lowest Price Everyday Guarantee™ for all of our auto warranty and car inspection programs.
Consistent with consumers’ understandings and expectations of the market in which CARCHEX operates, CARCHEX uses the terms “warranty”; “extended warranty”, “extended auto warranty”, “extended service protection plan” and similar terms to describe the more technical term “vehicle service contracts”. For more information, see this FTC link or learn more here or by reviewing CARCHEX’s website.
CARCHEX markets and sells extended warranties on behalf of third party extended warranty providers, and your extended warranty will be between you and the provider. This website site is intended solely for the purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, rates, taxes, fees and other charges are determined upon validation of vehicle information and acceptance by the extended warranty provider, for which CARCHEX is not responsible. Extended warranties may not be sold where prohibited by law.
CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # W469753)
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