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Car Warranties Comparison for New and Used Cars

Whether your car is new or old, an extended warranty can help you avoid expensive future repairs once your manufacturer’s warranty expires. But before you make a purchase, you should perform a car warranties comparison to make sure you’re getting a plan that’s right for you.

Keep reading to learn:

  • What warranties cover and what they don’t
  • Where you can find the best warranty for your vehicle
  • The difference between mechanical breakdown insurance and extended warranties
  • Why car warranties are worth it

Factory Warranty Comparison

If you have a new or recent-model car, you’re likely under your manufacturer’s warranty. However, factory warranties will expire and are limiting when it comes to where you can have your car serviced and what’s covered.

Here are some of the most common factory warranties and their term lengths:

Manufacturer Basic Warranty Powertrain Warranty
Buick 4 years, 50,000 miles 6 years, 70,000 miles
Chevrolet 3 years, 36,000 miles 5 years, 60,000 miles
Dodge 3 years, 36,000 miles 5 years, 60,000 miles
Ford 3 years, 36,000 miles 5 years, 60,000 miles
GMC 3 years, 36,000 miles 5 years, 60,000 miles
Honda 3 years, 36,000 miles 5 years, 60,000 miles
Hyundai 5 years, 60,000 miles 10 years, 100,000 miles
Infiniti 4 years, 60,000 miles 6 years, 70,000 miles
Kia 5 years, 60,000 miles 10 years, 100,000 miles
Nissan 3 years, 36,000 miles 5 years, 60,000 miles
Subaru 3 years, 36,000 miles 5 years, 60,000 miles
Toyota 3 years, 36,000 miles 5 years, 60,000 miles
Volkswagen (2020) 4 years, 50,000 miles 4 years, 50,000 miles
Volvo 4 years, 50,000 miles 4 years, 50,000 miles

When comparing these car warranties, Kia and Hyundai compete for the best new car warranty.

How to Find the Best Car Warranty

If you’re looking for the best car warranty for your new or used vehicle, but don’t know where to start, know that there are certain things that the best warranties provide. Any plan you purchase should meet those requirements.

As a general rule of thumb, your warranty should offer:

  • Affordable Payment Options—You should find a plan with payments you can afford. Low monthly payment options will fit into most budgets.
  • Your Choice of Service Center—Most warranties offered by auto manufacturers will require that you have your car serviced at their dealerships. Failure to do so can mean that you’re not covered, and in some cases, that you void the warranty. The best warranties will allow you to take your vehicle to the repair shop of your choosing.
  • Claims Paid Direct to Repair Facility—The best coverage providers won’t make you foot the bill and then wait for reimbursement. Make sure the warranty company will pay the repair shop directly.
  • Money Back Guarantee—Be sure that the warranty provider is willing to stand behind their product. If you’re not satisfied with the purchase, you should be able to get your money back within a reasonable time frame.
  • A Better Business Bureau (BBB) Rating—A BBB rating is based on information obtained about the business, including complaints received from the public. This rating can help buyers know how the business is likely to interact with its customers. When buying an extended car warranty, be on the look out for a high BBB rating.
  • Roadside Assistance—The best car warranties for both new and used cars should include benefits like roadside assistance. They should also include reimbursement for rental cars and trip interruption services.

CARCHEX offers all of these benefits and more. When you talk to one of our representatives, they’ll gladly answer your questions about our extended warranties. They’ll also provide a quote that customized to your vehicle’s make, model, age, and other factors. To get your free estimate, call 866-261-3457.

Extended Warranties vs. Mechanical Breakdown Insurance

Extended warranties and mechanical breakdown insurance are similar, but they have a couple of distinct differences, as well.

Mechanical breakdown insurance pays for unexpected mechanical problems that are not related to accidents. Extended car warranties (also known as vehicle protection plans) also pay for unexpected repairs.

Additionally, auto insurance also covers car repairs, but only when there is loss or damage due to an accident or theft.

Similarities of Breakdown Insurance and Extended Warranties

Both mechanical breakdown insurance and extended car warranties:

  • Will help you pay for repairs that don’t occur from normal wear and tear
  • Require a payment each month
  • Make you pay a deductible before any repairs are covered

Differences Between Breakdown Insurance and Extended Warranties

The main difference between these two options is that only business entities with a certain insurance license can provide mechanical breakdown insurance, while vehicle protection plans are provided by companies that specialize in these plans.

Vehicle protection plans may also include additional perks, like towing, emergency services, roadside assistance, and trip interruption benefits, that mechanical breakdown insurance may not offer.

Are Extended Car Warranties Worth It?

If you’re a Dodge driver whose warranty has expired, you could be faced with a bill as high as $1,000 if you need to replace a head gasket. If you drive a Honda, you could experience transmission problems, which can cost more than $2,000.

Regardless of what car you drive, once your manufacturer’s warranty runs out on your vehicle, you will be left to pay out of pocket for any future expenses. By purchasing an affordable extended car warranty, you avoid costly car repairs for just a low monthly payment.

If you plan on owning your car past its manufacturer’s warranty, purchasing an extended warranty is definitely worth it.

What Does a Used Car Warranty Cover: Provider Comparison

Just as important as the warranty itself is the company you purchase it from, so make sure you do a side-by-side comparison of the top warranty companies in the market.

Some of the most popular car warranty providers are:

  • Endurance
  • CarShield
  • AA Auto Protection
  • Delta Auto Protect
  • AutoAssure
  • Concord Auto Protect
  • Liberty Bell Auto Protect

So how do these companies stack up against each other? Let’s take a look at how they compare when it comes to endorsements, customer service, and track record.

What Do the Experts Say About CARCHEX Warranties?

CARCHEX is the leader in exceptional customer service, affordable pricing, variety of coverage options, and excellent business ratings.

We are proud to have received endorsements from industry leaders like CARFAX, Thoroughly Reviewed, Edmunds, RepairPal, Pat Goss, and especially from our customers—CARCHEX has received a 99.9% customer satisfaction rating from the Better Business Bureau.

Take a look at what Pat Goss has to say about CARCHEX:

What Is Covered by a CARCHEX Extended Warranty?

CARCHEX offers a variety of vehicle protection plans that gives you and your vehicle the coverage you deserve. Take a look at our different protection options below:

Titanium—Coverage Available for up to 10 Years

Our Titanium Level vehicle protection plans are the highest level of coverage available. Also known as bumper-to-bumper coverage, Titanium level coverage protects your vehicle from the most damage. This level of coverage is similar to a manufacturer’s warranty and included protection of your entire vehicle.

Platinum—Coverage Available for up to 10 Years

The second highest level of coverage is our Platinum Level warranty. The Platinum Level plan is a stated-component coverage plan, meaning that the contract lists the specific components of your vehicle that are covered under the warranty.

Gold—Coverage Available for up to 10 years

Our Gold Level program is the next level of coverage. This plan covers most major vehicle systems and offers flexible terms and affordable prices. If you’re looking for an extended warranty for a vehicle with more than 60,000 miles, Gold Coverage might be a good fit.

Silver—Coverage Available for up to 7 Years

The Silver Level program provides coverage for most major vehicle systems, including your braking and steering components, extending beyond coverage of just your engine and transmission.

Bronze—Coverage Available for up to 6 Years

Our Bronze Level program provides coverage for common problems that affect the major systems in your vehicle, like your engine, transmission, and drive axle components.

Benefits of a CARCHEX Warranty

list of additional benefits for carchex warranties

CARCHEX is committed to providing affordable, quality car warranties that suit your needs and driving habits. With a CARCHEX warranty, you’ll enjoy:

  • Low Monthly Payments—You should never have to choose between safety and finances when it comes to repairing your car. That’s why CARCHEX provides low monthly payment plans, so you can maintain peace of mind when an unexpected repair comes up.
  • The Freedom to Choose Your Repair Shop—We work with more than 30,000 certified, licensed repair shops nationwide. So whether you prefer a dealer, a national chain, or the garage down the street, you’re sure to find a shop you like and trust.
  • Claims Paid Directly to Repair Facility—CARCHEX doesn’t make you wait around to be reimbursed. We make it easy on you by paying the repair facility directly.
  • A 30-Day Money Back Guarantee—If you’re not satisfied with your warranty purchase, just let us know within 30 days and we’ll issue a full refund.
  • 24/7 Roadside Assistance—If you break down on the side of the road, our car insurance plans can help by offering towing, gas delivery, and trip interruption service.

Call Us Today and Get an Extended Warranty

Learn more about our coverage plans, view specific plan contracts, and perform a more in-depth car warranties comparison by speaking with our representatives today.

Get your free extended vehicle protection plan quote from CARCHEX and receive the affordable coverage you deserve. Call us at 866-261-3457.



BBB: https://www.bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869

BBB: https://www.bbb.org/council/overview-of-bbb-grade/

Thoroughly Reviewed: https://thoroughlyreviewed.com/car-warranty/extended-car-warranty-company-reviews/

RepairPal: https://repairpal.com/estimator/dodge/ram+1500/head-gasket-replacement-cost

Car Complaints: https://www.carcomplaints.com/Honda/Accord/transmission/

Goss’ Garage: http://www.motorweek.org/features/goss_garage/

CARCHEX Research Center: https://www.carchex.com/research-center/auto-warranties/mechanical-breakdown-insurance-vs-extended-car-warranty/

CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # E155490)

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We proudly offer the CARCHEX No-Haggle, Lowest Price Everyday Guarantee™ for all of our auto warranty and car inspection programs.
Consistent with consumers’ understandings and expectations of the market in which CARCHEX operates, CARCHEX uses the terms “warranty”; “extended warranty”, “extended auto warranty”, “extended service protection plan” and similar terms to describe the more technical term “vehicle service contracts”. For more information, see this FTC link or learn more here or by reviewing CARCHEX’s website.
CARCHEX markets and sells extended warranties on behalf of third party extended warranty providers, and your extended warranty will be between you and the provider. This website site is intended solely for the purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, rates, taxes, fees and other charges are determined upon validation of vehicle information and acceptance by the extended warranty provider, for which CARCHEX is not responsible. Extended warranties may not be sold where prohibited by law.
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