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Car Warranty: Get the Best Vehicle Protection

When shopping for a car warranty, you’ll find many providers, different coverage levels, and varying benefits and prices. At CARCHEX, we help you find the best protection for your car at the most affordable price. Learn what questions to ask, as well as the right coverage to look for, when buying an extended warranty.

Keep reading for tips on finding the perfect car warranty for your vehicle and budget.

What’s a Car Warranty?

A car warranty is a contract between a vehicle owner and provider that protects the owner from paying the full cost of covered repairs or replacements on certain car systems and parts. You could compare it to a home warranty that covers certain appliances or systems in your home.

When reading about car warranties, you’ll see different names like vehicle protection plans, auto service contract, and vehicle service contracts. There are also several different types of warranties, which last different lengths of time or mileage.

Types of Car Warranties
Factory warranty When you buy a new car, it’s almost guaranteed to come with a limited warranty. Coverage varies based on the manufacturer, but it usually covers repairs and replacements on defective parts or mechanical breakdowns. Factory warranties don’t normally cover regular wear and tear.
Manufacturer warranty This is a warranty provided by the vehicle manufacturer as a way to stand behind their product.
Bumper-to-bumper warranty This warranty earned its name because it covers most systems and parts in your vehicle. However, it does not cover everything between.
Powertrain warranty A powertrain warranty covers the parts of the powertrain (drivetrain), which make your car run, such as the engine, transmission, transaxle, and front- and rear-drive systems. This warranty usually lasts longer than a bumper-to-bumper warranty.
Basic warranty A basic warranty is another name for a limited bumper-to-bumper warranty on a new car.
Exclusionary coverage This means that most systems and parts are covered with a short list of exceptions. A bumper-to-bumper warranty is an example of exclusionary coverage.
Corrosion warranty If the sheet metal on your car rusts through, this type of warranty can cover the replacement costs.
Emissions control (Federal and/or California) Some car warranties include emissions control systems and related components.
Parts and accessories warranty This warranty covers defective parts and accessories.
Roadside assistance Many auto warranties include 24/7 roadside assistance, gas delivery, or trip interruption services, or cover food and lodging up to a certain amount.
Hybrid warranty If your car is a hybrid vehicle, it may have a different warranty to cover the battery or related components.
Extended warranty An extended car warranty is a vehicle protection plan for when your factory warranty expires. You can extend your warranty on a new, used, or certified pre-owned (CPO) vehicle.

What Does an Auto Warranty Cover?

What systems and components your car warranty covers depends on the type of warranty and level of coverage. For example, your bumper-to-bumper warranty could include:

  • Major systems
  • Air conditioning and heating
  • Dashboard cameras, GPS system, and other high-tech items
  • Safety features
  • Electrical components

The most comprehensive warranties cover everything with only a few exceptions. On the other hand, you could get a warranty that just covers your essentials, like a powertrain warranty.

What’s just as important to note is what a car warranty doesn’t cover. Routine maintenance, such as oil changes, tire rotations, inspections, and brake pads, is usually not included in an auto warranty.

Damage caused by certain situations also aren’t always covered by your warranty, including:

  • Collisions or accidents
  • Theft or vandalism
  • Flooding
  • Damage
  • Environmental causes, such as hail, wind, snow, salt, or tree sap
  • Improper repairs
  • Repairs done outside of the approved facilities

Some of these events may even void your warranty, so make sure you read your specific contract carefully.

How Long Do Car Warranties Last?

Auto warranties last for a determined number of years or miles, whichever comes first. However, that length is usually different based on the type of warranty or even the manufacturer.

For example, a Honda bumper-to-bumper warranty could last three years or 36,000 miles (whichever comes first), while a Honda powertrain warranty could last five years or 60,000 miles.

Here’s a list of some popular manufacturers and their warranty periods.

Make Warranty Length
Toyota Basic 4 years/50,000 miles
Toyota Powertrain 5 years/60,00 miles
Volkswagen Basic 6 years/72,000 miles
Volkswagen Powertrain 6 years/72,000 miles
Hyundai Basic 5 years/60,000 miles
Hyundai Powertrain 10 years/100,000 miles
Audi Basic 4 years/50,000 miles
Audi Powertrain 4 years/50,000 miles

Extended Car Warranty: Is It Worth It?

Extended car warranties protect your vehicle after your factory warranty has expired. Some factory warranties only provide limited protection coverage and won’t cover all necessary repair costs. An extended warranty can save you from paying out of pocket for hefty repair bills.

Can You Afford To Pay These Repair Costs?

Even the most reliable cars need repairs. These vehicles are known for their dependability, but here’s an idea of their average costs:

Vehicle Repair Cost
Buick Encore Average annual repair cost $512
Toyota Corolla Starter replacements $401–$477
Chevrolet Sonic Replace a failed water pump failure $317–$140
2018 Kia Rio Exhaust manifold replacement $1,251–$1,300
2018 Ford Explorer Radiator replacement $543–$787

The Cost of Car Warranties

Compared to these repair costs, an annual or monthly payment on a car warranty can be more affordable.

Consider these low average monthly costs of a CARCHEX Extended Vehicle Protection Plan for these vehicles:*

If you’re not one to enjoy surprise repair costs or aren’t prepared to afford them, extended auto warranties can provide the peace of mind you need.

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What to Know When Shopping for Your Car’s Warranty

Here are a few tips to guide you when shopping for your car’s warranty:

  • The warranty should go into effect the same day you purchase it.
  • It’s better to pay more for a $0 deductible up front, than to face paying a deductible on every part that might need attention.
  • Choose a good company that offers 30-day money back guarantees.
  • Make sure the warranty is transferable, should you decide to sell your car before the warranty expires.
  • Confirm your rental car reimbursement, towing, and other benefits included in your plan.
  • Look for the warranty that offers the most choices among ASE-certified repair shops. Car dealerships oftentimes limit their customers to their own repair facilities and locations.
  • The better warranty companies pay the repair shop directly. (No reimbursements!)
  • The dealership may wrap the cost of your extended warranty into your car finance plan. That means you could be paying interest on your warranty.

CARCHEX is one of the most trusted car warranty providers in the industry. Here’s how we compare to other third-party auto warranty providers.

Industry-Leading Warranty Plans From CARCHEX

For 20 years, CARCHEX has been an industry leader in customer service and expertise. With several flexible and affordable protection plans to choose from, CARCHEX works with you to find protection that fits your driving needs and budget. Choose from five coverage levels—Titanium, Platinum, Gold, Silver, or Bronze—with several plans in each tier. Our plans are backed by top-rated providers in the industry, so you can be sure you’re getting the best deal on the market.

  • Coverage lasts up to 10 years.
  • We offer exclusive, bumper-to-bumper warranties, as well as powertrain options.
  • All plans come with 24/7 roadside assistance and other benefits.

Here’s a look at what CARCHEX has to offer:

CARCHEX Vehicle Protection Plans

Benefits of Car Warranties with CARCHEX

Here’s what you’ll find when you protect your car with CARCHEX:

  • Transparency
    CARCHEX uses a consultative approach combing the marketplace to find the most competitive prices on the market. Our vehicle protection specialists will answer your questions and make sure you’re confident in your purchase. We stand behind our products and services, so if you’re not satisfied, we offer a 30-Day Money-Back Guarantee.
  • Customer Experience Above All
    You don’t get a 99.9% customer satisfaction rate and an A+ rating from the Better Business Bureau by being dishonest. CARCHEX is passionate about providing an excellent and educational experience whether you buy or not. That’s why we promise a No-Haggle, Low-Price, Everyday Guarantee.™
  • Additional Benefits
    Not only does CARCHEX offer five affordable and customizable plans, but you’ll enjoy peace of mind knowing your plan also gives you rental car reimbursement, gas delivery, trip interruption service, towing, and 24/7 roadside assistance.
  • Trusted Throughout the Industry
    CARCHEX has endorsements and partnerships with many industry-leading companies, including Edmunds.com, The Motoring Club, Bankrate, the Vehicle Protection Association, and more.
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CARCHEX Customer Reviews

See what our customers have to say about our protection plans and customer service:

I used CARCHEX for a pre-purchase inspection. I was extremely satisfied with the report and the thorough job the technician did! After I purchased the Silver Plan I was notified that a technician was assigned to my case. This took a couple of days. The technician called the seller and setup an appointment time. Once there he took 74 high-quality pics and gave brief explanations for items that required more than a “checked box.” Also, while being the passenger (insurance wouldn’t allow him to drive) he noted anything of interest during the road test. Needless, to say I am very satisfied with the end result. — Joe

… I was very impressed with the professional service and would highly recommend to anyone needing their product. — Gerald

Very nice and super good customer service. — Bertha

Your representative was polite and very low pressure. Answered my questions quickly. — Byron

[The representative] was very informational, very knowledgeable, and it was a pleasant experience and very nice customer service skills … I would recommend him and the company to others who are in need. — Anthony

Why CARCHEX?

Customer Experience Above All

Free, Customized Quote

Affordable Payment Options

Roadside Assistance Included

FAQ: Car Warranties

What’s the difference between a car warranty and car insurance?

Car warranties and car insurance are both types of auto protection. While a car warranty covers defective parts, mechanical breakdowns, and/or normal wear and tear, insurance companies cover damage for theft, water damage, accidents, or other events, depending on your plan.

Can you buy a car warranty at any time?

Yes, you can buy a protection plan at any time, even before your factory warranty ends. That way, there’s not a gap between your coverage.

My car has high mileage. Can I still get an extended warranty?

Yes, CARCHEX offers protection plans for cars with over 100,000 miles.

How much is a car warranty on a used car?

The price of an extended warranty for a used car is based on several factors, including:

  • Car make and model
  • Car age
  • Car mileage
  • Level of coverage
  • Length of coverage
  • Driving habits
  • Future plans for the vehicle
  • Provider
  • Your payment plan (monthly or annual, deductible or no deductible)

With CARCHEX, you can get a free quote that’s tailored to you and your car. Call 866-261-3457 today.

What’s the benefit of buying an extended warranty for a used car?

As a car ages and mileage increases, it’s more likely to need repairs and replacements. An extended warranty for a used car can save you money when it comes to those expensive fixes. In addition, most extended warranties are transferable, which may increase the resale value of the car. Learn more about the best used car warranty companies.

Find Affordable, Quality Protection at CARCHEX

Don’t be stuck with expensive car repair bills. An extended car warranty quote is fast, free, and easy. Call CARCHEX at 866-261-3457 to hear more about your options, and get started on your car’s warranty today.

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*Figure accurate as of May 2017. Average monthly coverage cost is based on the average total price of the Vehicle Protection Plan over a four year coverage period. Actual monthly payments will vary per plan’s payment policy. Individual pricing is subject to change based on the combination of make, model, year, and mileage as well as coverage level and term length.

Sources:

FTC: https://www.consumer.ftc.gov/articles/0054-auto-service-contracts-and-warranties

Auto Consumer Info: https://autoconsumerinfo.com/factory-warranty-coverage/

FTC: https://www.consumer.ftc.gov/articles/0252-warranties

CBS News: https://www.cbsnews.com/news/what-new-car-warranties-cover-and-dont/

FTC: https://www.consumer.ftc.gov/articles/0138-auto-warranties-routine-maintenance#what

Edmunds.com: https://www.edmunds.com/auto-warranty/warranty-and-roadside-assistance-coverage.html

U.S. News & World Report: https://cars.usnews.com/cars-trucks/most-reliable-cars-cars-that-last-forever

RepairPal: https://repairpal.com/reliability/buick/encore

RepairPal: https://repairpal.com/vehicle-wont-crank-due-to-starter-959

Samarins.com: https://www.samarins.com/reviews/sonic_2012.html

RepairPal: https://repairpal.com/estimator/chevrolet/sonic/water-pump-replacement-cost

RepairPal: https://repairpal.com/estimator/kia/rio/exhaust-manifold-replacement-cost

RepairPal: https://repairpal.com/radiator-replacement-517

Thoroughly Reviewed: https://thoroughlyreviewed.com/car-warranty/carchex-reviews/

Better Business Bureau: www.bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869

CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # E155490)

© 2018 Carchex. All rights reserved.

We proudly offer the CARCHEX No-Haggle, Lowest Price Everyday Guarantee™ for all of our auto warranty and car inspection programs.
Consistent with consumers’ understandings and expectations of the market in which CARCHEX operates, CARCHEX uses the terms “warranty”; “extended warranty”, “extended auto warranty”, “extended service protection plan” and similar terms to describe the more technical term “vehicle service contracts”. For more information, see this FTC link or learn more here or by reviewing CARCHEX’s website.
CARCHEX markets and sells extended warranties on behalf of third party extended warranty providers, and your extended warranty will be between you and the provider. This website site is intended solely for the purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, rates, taxes, fees and other charges are determined upon validation of vehicle information and acceptance by the extended warranty provider, for which CARCHEX is not responsible. Extended warranties may not be sold where prohibited by law.
CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # W469753)
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