- Collisions or accidents
- Theft or vandalism
- Environmental causes, such as hail, wind, snow, salt, or tree sap
- Improper repairs
- Repairs done outside of the approved facilities
When shopping for a car warranty, you’ll find many providers, different coverage levels, and varying benefits and prices. At CARCHEX, we help you find the best protection for your car at the most affordable price. Learn what questions to ask, as well as the right coverage to look for, when buying an extended warranty.
Keep reading for tips on finding the perfect car warranty for your vehicle and budget.
A car warranty is a contract between a vehicle owner and provider that protects the owner from paying the full cost of covered repairs or replacements on certain car systems and parts. You could compare it to a home warranty that covers certain appliances or systems in your home.
When reading about car warranties, you’ll see different names like vehicle protection plans, auto service contract, and vehicle service contracts. There are also several different types of warranties, which last different lengths of time or mileage.
|Types of Car Warranties|
|Factory warranty||When you buy a new car, it’s almost guaranteed to come with a limited warranty. Coverage varies based on the manufacturer, but it usually covers repairs and replacements on defective parts or mechanical breakdowns. Factory warranties don’t normally cover regular wear and tear.|
|Manufacturer warranty||This is a warranty provided by the vehicle manufacturer as a way to stand behind their product.|
|Bumper-to-bumper warranty||This warranty earned its name because it covers most systems and parts in your vehicle. However, it does not cover everything between.|
|Powertrain warranty||A powertrain warranty covers the parts of the powertrain (drivetrain), which make your car run, such as the engine, transmission, transaxle, and front- and rear-drive systems. This warranty usually lasts longer than a bumper-to-bumper warranty.|
|Basic warranty||A basic warranty is another name for a limited bumper-to-bumper warranty on a new car.|
|Exclusionary coverage||This means that most systems and parts are covered with a short list of exceptions. A bumper-to-bumper warranty is an example of exclusionary coverage.|
|Corrosion warranty||If the sheet metal on your car rusts through, this type of warranty can cover the replacement costs.|
|Emissions control (Federal and/or California)||Some car warranties include emissions control systems and related components.|
|Parts and accessories warranty||This warranty covers defective parts and accessories.|
|Roadside assistance||Many auto warranties include 24/7 roadside assistance, gas delivery, or trip interruption services, or cover food and lodging up to a certain amount.|
|Hybrid warranty||If your car is a hybrid vehicle, it may have a different warranty to cover the battery or related components.|
|Extended warranty||An extended car warranty is a vehicle protection plan for when your factory warranty expires. You can extend your warranty on a new, used, or certified pre-owned (CPO) vehicle.|
What systems and components your car warranty covers depends on the type of warranty and level of coverage. For example, your bumper-to-bumper warranty could include:
The most comprehensive warranties cover everything with only a few exceptions. On the other hand, you could get a warranty that just covers your essentials, like a powertrain warranty.
What’s just as important to note is what a car warranty doesn’t cover. Routine maintenance, such as oil changes, tire rotations, inspections, and brake pads, is usually not included in an auto warranty.
Some of these events may even void your warranty, so make sure you read your specific contract carefully.
Auto warranties last for a determined number of years or miles, whichever comes first. However, that length is usually different based on the type of warranty or even the manufacturer.
For example, a Honda bumper-to-bumper warranty could last three years or 36,000 miles (whichever comes first), while a Honda powertrain warranty could last five years or 60,000 miles.
Here’s a list of some popular manufacturers and their warranty periods.
|Toyota||Basic||4 years/50,000 miles|
|Toyota||Powertrain||5 years/60,00 miles|
|Volkswagen||Basic||6 years/72,000 miles|
|Volkswagen||Powertrain||6 years/72,000 miles|
|Hyundai||Basic||5 years/60,000 miles|
|Hyundai||Powertrain||10 years/100,000 miles|
|Audi||Basic||4 years/50,000 miles|
|Audi||Powertrain||4 years/50,000 miles|
Extended car warranties protect your vehicle after your factory warranty has expired. Some factory warranties only provide limited protection coverage and won’t cover all necessary repair costs. An extended warranty can save you from paying out of pocket for hefty repair bills.
Even the most reliable cars need repairs. These vehicles are known for their dependability, but here’s an idea of their average costs:
|Buick Encore||Average annual repair cost||$512|
|Toyota Corolla||Starter replacements||$401–$477|
|Chevrolet Sonic||Replace a failed water pump failure||$317–$140|
|2018 Kia Rio||Exhaust manifold replacement||$1,251–$1,300|
|2018 Ford Explorer||Radiator replacement||$543–$787|
Compared to these repair costs, an annual or monthly payment on a car warranty can be more affordable.
Consider these low average monthly costs of a CARCHEX Extended Vehicle Protection Plan for these vehicles:*
If you’re not one to enjoy surprise repair costs or aren’t prepared to afford them, extended auto warranties can provide the peace of mind you need.
Here are a few tips to guide you when shopping for your car’s warranty:
CARCHEX is one of the most trusted car warranty providers in the industry. Here’s how we compare to other third-party auto warranty providers.
For 20 years, CARCHEX has been an industry leader in customer service and expertise. With several flexible and affordable protection plans to choose from, CARCHEX works with you to find protection that fits your driving needs and budget. Choose from five coverage levels—Titanium, Platinum, Gold, Silver, or Bronze—with several plans in each tier. Our plans are backed by top-rated providers in the industry, so you can be sure you’re getting the best deal on the market.
Here’s a look at what CARCHEX has to offer:
Here’s what you’ll find when you protect your car with CARCHEX:
See what our customers have to say about our protection plans and customer service:
I used CARCHEX for a pre-purchase inspection. I was extremely satisfied with the report and the thorough job the technician did! After I purchased the Silver Plan I was notified that a technician was assigned to my case. This took a couple of days. The technician called the seller and setup an appointment time. Once there he took 74 high-quality pics and gave brief explanations for items that required more than a “checked box.” Also, while being the passenger (insurance wouldn’t allow him to drive) he noted anything of interest during the road test. Needless, to say I am very satisfied with the end result. — Joe
… I was very impressed with the professional service and would highly recommend to anyone needing their product. — Gerald
Very nice and super good customer service. — Bertha
Your representative was polite and very low pressure. Answered my questions quickly. — Byron
[The representative] was very informational, very knowledgeable, and it was a pleasant experience and very nice customer service skills … I would recommend him and the company to others who are in need. — Anthony
Car warranties and car insurance are both types of auto protection. While a car warranty covers defective parts, mechanical breakdowns, and/or normal wear and tear, insurance companies cover damage for theft, water damage, accidents, or other events, depending on your plan.
Yes, you can buy a protection plan at any time, even before your factory warranty ends. That way, there’s not a gap between your coverage.
Yes, CARCHEX offers protection plans for cars with over 100,000 miles.
The price of an extended warranty for a used car is based on several factors, including:
With CARCHEX, you can get a free quote that’s tailored to you and your car. Call 866-261-3457 today.
As a car ages and mileage increases, it’s more likely to need repairs and replacements. An extended warranty for a used car can save you money when it comes to those expensive fixes. In addition, most extended warranties are transferable, which may increase the resale value of the car. Learn more about the best used car warranty companies.
Don’t be stuck with expensive car repair bills. An extended car warranty quote is fast, free, and easy. Call CARCHEX at 866-261-3457 to hear more about your options, and get started on your car’s warranty today.
*Figure accurate as of May 2017. Average monthly coverage cost is based on the average total price of the Vehicle Protection Plan over a four year coverage period. Actual monthly payments will vary per plan’s payment policy. Individual pricing is subject to change based on the combination of make, model, year, and mileage as well as coverage level and term length.
Auto Consumer Info: https://autoconsumerinfo.com/factory-warranty-coverage/
CBS News: https://www.cbsnews.com/news/what-new-car-warranties-cover-and-dont/
U.S. News & World Report: https://cars.usnews.com/cars-trucks/most-reliable-cars-cars-that-last-forever
Thoroughly Reviewed: https://thoroughlyreviewed.com/car-warranty/carchex-reviews/
Better Business Bureau: www.bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869
These top brands trust and recommend CARCHEX.
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