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Is an Extended Vehicle Warranty a Smart Buy?

If you’re thinking about buying an extended car warranty, you’re wondering if protecting your car after the manufacturer’s warranty expires is a good choice. A vehicle service contract from a reputable extended warranty company like CARCHEX is a smart way to help you protect your car for years to come.

An extended car warranty is worth it if you can get a plan that matches the needs of your car. For example, a new car owner may want to cover as much of their car as possible, while the driver of an older vehicle may only want to protect the major mechanical systems of their car.

At CARCHEX, we offer extended vehicle warranties for both new and used vehicles. We work with the top-rated warranty providers in the industry to give our customers a variety of Extended Vehicle Protection Plans that meet their specific needs. Get a free quote online or when you call 866-261-3457.

Extended Vehicle Protection Providers Comparison

To get the most out of your extended vehicle warranty, you need to know you’re working with the best extended warranty provider. Check out these top companies and how they compare to one another:

CARCHEX Concord Auto Protect Protect My Car AutoAssure
Years in Business 21 6 14 9
Instant Quote Available? Yes Yes Yes Yes
BBB Accredited? Yes No No No
BBB Rating A+ B+ Not Rated B
Recent BBB Complaints (Last 12 months) 77 8 125 516
Number of Available Plans 5 levels with 21 plans through providers 3 plans 3 levels 6 plans
Affordability Affordable plans with monthly payment plan options Average pricing with various plans to meet your budget Average pricing with flexible payment terms Slightly above average prices for top coverage
Partnerships and Endorsements CARFAX, RepairPal, Edmunds.com, Autoblog, SiriusXM, Vehicle Protection Association, and more Consumer Affairs Accredited ACVPP, Contact Center Compliance, DataOne Software Vehicle Protection Association Certified Member, D&B Verified

Accurate as of May 2020

How to Shop for an Extended Vehicle Warranty

Before you decide on an extended warranty for your car, make sure you look at services from reliable and reputable extended car warranty companies. Purchasing a service contract from a top-rated warranty company helps you avoid headaches in the future.

A company that is known for excellent customer service, for example, will likely make it easier to complete a claim and reduce the amount of stress involved in repairing your car. The worst extended auto warranty companies won’t answer questions, will pressure you to purchase a contract, and usually draw out the claims process.

Questions to Ask: What to Look For in a Vehicle Protection Company

When searching for the best extended car warranty company, ask the customer service or sales representatives these important questions:

  • Can I use my repair shop? Do I have to use a dealership?
    • Being able to choose from any certified repair facility is important, so you aren’t limited in your repair options.
  • Do you offer refunds or a money-back guarantee?
    • You want to know that you can cancel service if you decide an extended protection plan isn’t right for you.
  • What are your payment options, or do I have to pay in full?
    • Monthly payment plans make it easier to afford your extended service contract.
  • How much is the deductible for a covered repair?
    • Most vehicle protection plans have a required deductible anytime you need covered repairs. CARCHEX has $0 deductible options.
  • Are deductibles charged per visit or per repair?
    • “Per visit” means you will be charged the deductible when you take your car to the shop, even if multiple covered repairs are completed. “Per repair” means you’ll be charged the deductible for each covered repair.
  • Can you provide customer reviews or recommendations from trusted sources?
    • Find out if the extended vehicle warranty company has a good reputation with past customers or auto industry experts.
  • Do you offer any additional perks like roadside assistance?
    • The best extended warranty companies will offer additional benefits to their customers.
  • What factors affect my extended vehicle warranty quote?
    • Learn how the warranty provider determines the price you’ll pay for an auto service contract.
  • Are service contracts transferable?
    • If you’re planning to sell your car, you’ll want to know if it’s possible to transfer the protection plan to the new owner.
  • What plans are available? Are there mileage or age restrictions?
    • Make sure you get the details on each plan, so you know exactly what is and isn’t covered under your service contract.
Car parts

Talk to Our Experts

When you call CARCHEX for a free quote, our representatives are happy to answer all your extended warranty questions.


CARCHEX Extended Vehicle Protection Plans

Once the manufacturer’s warranty runs out on your vehicle, you’re left to pay for repairs out of pocket. With an extended vehicle warranty from CARCHEX, you can avoid future costly repairs and enjoy peace of mind. We offer the following extended vehicle protection plans:

  • Titanium Coverage — Highest level of coverage, covers “bumper-to-bumper” repairs and maximum breakdown protection, extremely similar to manufacturer’s warranty
  • Platinum Coverage — Second-highest level of coverage, covers “stated-components,” meaning the contracts list all of the hundreds of specific components covered, includes all major vehicle systems
  • Gold Coverage — Flexible terms and comprehensive coverage at affordable prices, covers all major systems on vehicles, great for vehicles with over 60,000 miles
  • Silver Coverage — Essential coverage for major vehicle systems beyond just the engine and transmission
  • Bronze Coverage — Coverage for common repairs to the major systems on your vehicle

Extended vehicle protection plans from CARCHEX are available as affordable monthly payment plans. Allocating your funds to a low monthly payment plan means you won’t have to come up with a large sum of money when you find out your car needs an expensive repair.

It’s Better with CARCHEX

For over 20 years, CARCHEX has provided consumers with extended vehicle warranties to meet their needs and budgets. CARCHEX has received an A+ rating and accreditation from the Better Business Bureau, and we are highly rated by Thoroughly Reviewed. We don’t just provide one option for a vehicle protection plan — we work with the top-rated warranty providers to ensure you are getting a warranty that suits you.

Additionally, CARCHEX provides extra perks and benefits for our customers, including roadside assistance and rental car reimbursement with every protection plan. Other major benefits of CARCHEX extended service contracts include:

30-Day Money-Back Guarantee

We’re confident you’ll love your protection plan, but if you don’t, we’ll refund your money.

Your Favorite Repair Shop

We partner with over 30,000 repair shops nationwide, so you’ll be able to stick with your favorite mechanic.

Customized Quote

Our customer service representatives give you the best available quote tailored to your car, so you don’t have to worry about haggling.

As one of the best extended vehicle protection providers for two decades, CARCHEX can help you make purchasing an extended vehicle warranty a smart buy.

Get a free quote today or call us toll free at 866-261-3457.



AutoAssure: http://autoassure.com/resources/2017/06/extended-warranty-cost/

FTC: https://www.consumer.ftc.gov/articles/0211-auto-repair-basics

BBB: https://www.bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869

Thoroughly Reviewed: https://thoroughlyreviewed.com/car-warranty/extended-car-warranty-company-reviews/

CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # E155490)

© 2018 Carchex. All rights reserved.

We proudly offer the CARCHEX No-Haggle, Lowest Price Everyday Guarantee™ for all of our auto warranty and car inspection programs.
Consistent with consumers’ understandings and expectations of the market in which CARCHEX operates, CARCHEX uses the terms “warranty”; “extended warranty”, “extended auto warranty”, “extended service protection plan” and similar terms to describe the more technical term “vehicle service contracts”. For more information, see this FTC link or learn more here or by reviewing CARCHEX’s website.
CARCHEX markets and sells extended warranties on behalf of third party extended warranty providers, and your extended warranty will be between you and the provider. This website site is intended solely for the purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, rates, taxes, fees and other charges are determined upon validation of vehicle information and acceptance by the extended warranty provider, for which CARCHEX is not responsible. Extended warranties may not be sold where prohibited by law.
CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # W469753)
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