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Best Extended Warranty Company for Used Cars

When you buy a used car, it’s possible the original factory warranty will have already expired. If this is the case and you’re worried about having to pay unexpected maintenance and repair costs out-of-pocket, an extended vehicle protection plan can give you peace of mind. Extended warranties offset the cost of covered repairs and replacements, so you pay a monthly payment and maybe a small deductible instead of the full repair cost.

We’ll walk you through choosing an extended car warranty, questions to ask, and what the top companies offer used car owners in terms of extended coverage. We’ll also point you toward a few helpful resources that will make finding the best extended warranty company for your used car easier.

How to Select an Extended Warranty for a Used Car

Because there are so many auto warranty providers in the marketplace, shopping for an extended warranty can be overwhelming, especially for a used car owner. Follow these guidelines to ensure you get quality coverage at the best price possible.

  1. Determine what level of coverage, payment structures, and additional benefits best fit your specific needs.
    • Consider whether you want an exclusionary, bumper-to-bumper plan or something more simple, like a powertrain warranty.
    • Ask about parts, labor, and car rental coverage. These expenses can add up fast and should all be covered by a warranty.
    • Look at how the company handles claims. Find out where you can take your vehicle for repairs, how claims are paid (up-front by the company or through a reimbursement system), and how the deductible works if there is one.
  2. Identify the industry’s top providers and compare their offerings to find the best fit. The best extended warranty companies are informative throughout the buying process and transparent in their contracts.
    • Read their extended car warranty reviews to learn more about what you can expect from the provider and their vehicle service contracts.

What’s the Right Used Car Warranty for You?

As you’re thinking about purchasing a protection plan for your used car, ask yourself these questions to better understand you, your car, and your goals:

  • What kind of car do you have? If you’re confident your car is one of the most reliable on the market, you may not need as many repairs down the line, especially if you’re not hanging onto the car for long.
  • Selling or keeping? If you keep your car for the long haul, it may be more worth it to seek out extended warranty coverage than if you purchase a new car every few years.
  • What type of coverage do you want? Powertrain, bumper-to-bumper, or other types of warranties all offer different amounts of coverage for different components of your car. Typically, though, “exclusionary” coverage is the easiest to navigate—that means that all parts of your car are included except for a short list of excluded items.
  • What’s your auto lifestyle? If you spend a lot of time traveling, the trip protection perks of many extended warranty plans alone might make the protection worth your while. These usually include reimbursements for meal and lodging if your car breaks down far away from home.
  • What’s your car’s history? Recurring brake issues, for example, might make a case for seeking out “bumper-to-bumper” style coverage that provides for wear-and-tear troubles. A clean record and recent replacements of those wear-and-tear parts (water pump, spark plugs, fluid changes) might help your repair luck hold out.
  • What are other people’s experiences with your car? A quick search can tell you a lot about what you can expect in your vehicle’s future. GMs, for example, frequently have coolant and oil leaks—something you may not have anticipated that Cadillacs, Buicks, Chevrolets, and GMCs have in common—but requires a replacement costing between $262 and $535, depending on the make you drive.
  • What’s your mileage, and how old is your car? Both factors will determine how much you can expect to pay for a protection plan.

Now that you have a handle on the kind of coverage you need, you can evaluate who to get the coverage from—either a car dealership or a third-party company.

Though your particular make and model will dictate what your dealer contract looks like, many car companies have separate finance websites with sample contracts and plan descriptions that can get you started on your research.

Your car’s dealership isn’t the only place to find good extended warranty coverage—and it’s a good idea to research your options before committing to one or the other. Third-party companies, such as CARCHEX, offer a variety of plans that are usually more affordable and flexible than the dealership.

Compare Extended Auto Warranty Companies for Used Cars

Curious about your third-party provider extended warranty options? Compare these highly reviewed companies against your dealer’s ratings to help you make the best decision.

Company BBB Rating, Number of Customer Reviews on Consumer Affairs Plan Options Included Benefits
CARCHEX A+ (Accredited)

508+ reviews and 4.1 stars

Service contract broker that compiles competing vehicle protection plans from different companies for you, resulting in competitive prices.

Choose from 5 coverage levels with several plans under each.

  • Roadside assistance
  • Gas delivery
  • Trip interruption services
  • Rental cars, towing
  • 30-Day Money Back Guarantee
  • No-Haggle, Low-Price Everyday Guarantee™
  • Direct claim payments
  • Choice of repair facility
Endurance Auto Warranty C+ (Not accredited)

1,287+ reviews and 4.1 stars

Third-party auto warranty company that provides more affordable options than those bought through auto dealers.

Choose from 5 different plans.

  • Roadside assistance
  • Trip interruption services
  • Rental cars
Protect My Car Not rated (Not accredited)

676+ reviews and 4.1 stars

Select from 3 plan options that cover vehicles for up to 5 years or 125,000 miles.
  • Roadside assistance
  • 36 to 60 month payment terms
  • 30-day money back guarantee
Infinite Auto Protection A (Accredited)

49+ reviews and 4 stars

3 protection plans (Prime, Modern, and Foundation)
  • 24/7 roadside assistance
  • 30-day money back guarantee
AA Auto Protection F (Not accredited)

590+ reviews and 4.5 stars

Choose from 5 coverage choices that include full coverage, premium, stated component and powertrain options (coverage length varies).
  • Roadside assistance
America Auto Care A- (Accredited)

43+ reviews and 3.8 stars

Get a customized warranty based on desired coverage and vehicle type, year and mileage of vehicle.
  • Rental car reimbursement
  • Roadside assistance
Trustmark Warranty A+ (Accredited)

146+ reviews and 4.5 stars

Provides 4 coverage options that range from 12–48 months/12,000–48,000 miles. All plans include engine group, transmission and brakes.
  • Roadside assistance
  • Coverage for rental car expenses
Concord Auto Protect B+ (Not accredited)

136+ reviews and 5 stars

Has 3 coverage options (Premium, Advanced, and Powertrain), which are essentially bumper-to-bumper, powertrain plus, and powertrain warranties.
  • Roadside assistance, trip interruption, dead battery, out of gas, towing, locksmith, rental car
  • Choice of auto repair shop

Updated May 2020

Shopping for the Best Extended Warranty: Choose CARCHEX


Customer Service

Customized Quote


Roadside Assistance

CARCHEX has provided used car owners with extended protection for 20 years. In that time, we’ve learned a lot about the auto industry and our competitors, and we have organized our business practices around that knowledge. We think it’s only fair that we share our experience and knowledge base with our customers to set them up for success throughout the buying process.

That’s why we’ve shopped and researched the market for you to find the best and highest-rated extended warranty providers, while creating a marketplace where they compete for your business. Our goal is to find customers the highest level of coverage at the lowest possible price, in a manner that is helpful and convenient.

We offer five coverage levels—Titanium, Platinum, Gold, Silver, and Bronze—with a variety of used car extended warranty plans available within each level.

Call CARCHEX for a Free, Instant Quote

With CARCHEX, shopping for an extended used car warranty is easy. To get started, visit us online and get your free quote today or call us toll-free at 866-261-3457.

Our knowledgeable representatives can answer your questions and help you select the right plan. Our motto is “Customer Experience Above All,” and we do everything we can to make sure you’re completely satisfied with us as an extended warranty company for used cars. Ask us about our No-Haggle, Low Price Everyday Guarantee™ and 30-Day Money Back Guarantee.



Federal Trade Commission: https://www.ftc.gov/tips-advice/business-center/guidance/dealers-guide-used-car-rule

RepairPal: https://repairpal.com/problems/

Consumer Affairs: https://www.consumeraffairs.com/auto_warranty

J.D. Power: https://www.jdpower.com/Cars/Ratings/Dependability

CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # E155490)

© 2018 Carchex. All rights reserved.

We proudly offer the CARCHEX No-Haggle, Lowest Price Everyday Guarantee™ for all of our auto warranty and car inspection programs.
Consistent with consumers’ understandings and expectations of the market in which CARCHEX operates, CARCHEX uses the terms “warranty”; “extended warranty”, “extended auto warranty”, “extended service protection plan” and similar terms to describe the more technical term “vehicle service contracts”. For more information, see this FTC link or learn more here or by reviewing CARCHEX’s website.
CARCHEX markets and sells extended warranties on behalf of third party extended warranty providers, and your extended warranty will be between you and the provider. This website site is intended solely for the purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, rates, taxes, fees and other charges are determined upon validation of vehicle information and acceptance by the extended warranty provider, for which CARCHEX is not responsible. Extended warranties may not be sold where prohibited by law.
CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # W469753)
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