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How Much Is an Extended Warranty on a Car?

There are many factors to think about when determining the cost of an extended car warranty, including your car’s profile and what kind of coverage you want. Learn the basics about what to expect when buying an extended warranty.

To receive the best price for a flexible plan at CARCHEX, call 866-261-3457 or fill out the online form.

Determining Cost of an Extended Car Warranty

There isn’t one set price for an extended auto warranty, which is a type of vehicle service contract. Some factors that often affect how much an extended warranty on a car is include:

  • The level of coverage
  • The make, model, and year of your car
  • The mileage on your car
  • Your driving habits
  • The warranty provider
  • The number of high-tech components in your car
  • Your deductible

An extended warranty plan from the dealership will usually cost between $1,000 and $1,500. Normally, the cost of an extended warranty is tacked on to your monthly car payment. However, one drawback to is you may end up paying interest on the warranty, and it becomes more expensive in the long run.

The cost of a plan through CARCHEX is cheaper and comes in the form of monthly payments. To get an idea of what a plan for a luxury car would cost, consider the estimates for our Acura and Infiniti owners. The average monthly price of an Extended Vehicle Protection Plan for a 2007-2014 Acura is $76, while a 2007-2014 Infiniti will cost about $89 a month.* For economy cars, the average monthly cost for a 2007-2014 Nissan is $65 and $56 for a 2007-2014 Toyota.*

Tips for Buying an Extended Warranty

Purchasing an extended warranty can be a daunting task if you don’t know what you’re looking for. Here are some best practices to consider during your buying process:

  • Consider a third-party provider: Dealerships often mark up the prices on their products and services. An extended warranty through the manufacturer also means you often have to take your car to a dealership for repairs. At CARCHEX, we offer affordable plans and allow you to choose your repair facility.
  • Buy as soon as possible: The price of an extended warranty will continue to increase as you put more miles on your used car. The cost of maintaining the car will also increase because an older car requires more repairs, so buy a plan sooner rather than later.
  • Know your factory warranty: Be sure to know the details of your factory warranty because the best time to buy an extended warranty is right before the factory warranty expires. That way, there isn’t a gap in coverage.
  • Research your vehicle: You’ll want to buy a plan that provides coverage for repairs likely to arise for your specific vehicle. In order to do that, you have to know what is likely to break down on your car.
  • Talk to a specialist: Our car warranty experts are there to tell you about all your options, so be sure to utilize them to get a grasp of the levels of coverage and extra benefits.
  • Discuss pricing: No two dealerships will quote you the same price for an extended warranty plan. This is because the sales representatives expect some negotiation on the purchaser’s end. Take advantage of this to get the plan you want at a price you can afford.
Why CARCHEX? Icons

Get the Most for Your Money with CARCHEX

If you’re thinking about adding extended coverage to your car, CARCHEX makes it easy for you to find the best price. An Extended Vehicle Protection Plan through CARCHEX comes in the form of affordable monthly payments. There are no down payments, and your deductible could be as low as $0.

Not only do we work to find you the right deal, but we make it easy and convenient for you to use the warranty should something unexpected happen. On top of the perks that help our customers during these situations, such as roadside assistance, rental car services, and trip interruption services, you also get to choose the repair shop you know and trust. The claims are paid directly to the shop, so you don’t have to wait for reimbursement.

After all that, if you’re still unhappy with your service, you can contact us within 30 days for a refund.** Our team earned an A+ customer service rating from the Better Business Bureau, and we put “Customer Experience Above All.” You can also speak to one of our specialists by calling us toll-free at 866-261-3457.

FAQs: Extended Warranties

Is an extended warranty worth it?

Yes, especially if you want your coverage to continue after your factory warranty has expired. Without a warranty, you are left to cover the cost of repairs on your own.

For example, Infiniti vehicles with all-wheel drive, such as the M35 and EX35 models, develop a groaning noise in the steering rack over time. A replacement part to fix the noise costs between $1,124 and $2,047, according to RepairPal. The repair price for this one issue alone costs more than an extended warranty could for the entire year. You’ll actually save money with an extended warranty, especially if more than one repair arises during the year.

An extended warranty can also be worth it if you value peace of mind when it comes to budgeting for repair costs. You can have a set payment each month.

What does an extended car warranty cover?

Extended warranty plans range from bumper-to-bumper to powertrain coverage. For an idea of what an extended warranty could look like, consider CARCHEX’s five coverage levels.

  • Titanium Coverage: This is the highest level of protection, which covers all components except for a short list of exclusions. The longest term available is 10 years.
  • Platinum Coverage: This is the highest level of stated component coverage, covering hundreds of components for your major systems. It provides protection for up to 10 years.
  • Gold Coverage: This warranty provides comprehensive coverage for all major vehicle systems and is ideal for a car that has more than 60,000 miles. With this plan, you can get protection for up to 10 years.
  • Silver Coverage: This is for car owners who want just a little bit more coverage than a basic powertrain warranty. It provides essential components of major systems for up to 7 years.
  • Bronze Coverage: This is CARCHEX’s powertrain plan that provides protection for basic components like the engine and transmission. This plan is available for up to 6 years.

Can you buy an extended warranty after you buy a car?

Yes. Most dealerships require that you buy an extended warranty before your factory warranty runs out, which gives you a few years to decide if an extended warranty through the manufacturer is the right fit for you.

Third-party providers like CARCHEX let you buy a plan at any time, making coverage available to new, used, and certified pre-owned vehicles.

Can you negotiate extended car warranty prices?

Yes. This is especially true at dealerships, where they mark up the prices.

CARCHEX promises a No-Haggle, Low-Price Everyday Guarantee™, so you can be confident we’re providing the best price up front.


Better Business Bureau: bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869

RepairPal: https://repairpal.com/all-wheel-drive-vehicles-may-develop-a-groaning-type-noise-from-the-steering-rack-921

*Figure accurate as of May 2017. Average monthly coverage cost is based on the average total price of the Vehicle Protection Plan over a four year coverage period. Actual monthly payments will vary per plan’s payment policy. Individual pricing is subject to change based on the combination of make, model, year, and mileage as well as coverage level and term length.

**Refund methods vary by state. See extended service plan for complete details, including refunds, exclusions and limitations.

CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # E155490)

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We proudly offer the CARCHEX No-Haggle, Lowest Price Everyday Guarantee™ for all of our auto warranty and car inspection programs.
Consistent with consumers’ understandings and expectations of the market in which CARCHEX operates, CARCHEX uses the terms “warranty”; “extended warranty”, “extended auto warranty”, “extended service protection plan” and similar terms to describe the more technical term “vehicle service contracts”. For more information, see this FTC link or learn more here or by reviewing CARCHEX’s website.
CARCHEX markets and sells extended warranties on behalf of third party extended warranty providers, and your extended warranty will be between you and the provider. This website site is intended solely for the purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, rates, taxes, fees and other charges are determined upon validation of vehicle information and acceptance by the extended warranty provider, for which CARCHEX is not responsible. Extended warranties may not be sold where prohibited by law.
CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # W469753)
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