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How to Purchase a Used Car Warranty

If you’re the type of car owner who prefers a predictable, low monthly payment to an expensive and untimely repair bill, an extended warranty is the right choice for you and your car. Keep reading to learn how to buy a used car warranty that fits your needs and your budget.

Purchase a Used Car Warranty the Right Way

If you educate yourself on how the used car warranty buying process works, and you know what you’re looking for, you’ll be able to make the choice that fits you best. Here’s how savvy shoppers purchase used car warranties.

Your Used Car Warranty Checklist

  1. Know how much you can spend per month for a warranty.
  2. Know the mileage and age of your car.
  3. Research common repairs and repair costs for your particular vehicle model to get an idea of which parts you may need covered in the future.
  4. Understand what a vehicle service contract is and isn’t, so you know what to expect from coverage.
  5. Get a copy of the warranty contract to review on your own time before you buy.
  6. Determine which plans are recommended for pre-owned vehicles or high-mileage vehicles before you purchase a used car warranty.
  7. Ask about routine maintenance requirements and vehicle inspection requirements as you may need to prove that you’ve serviced the vehicle.
  8. Avoid “sales” and anything that touts “today only” prices.
  9. Know who the insurer is and check their record.
  10. Find out whether there is a deductible, and if so, how much it is.
  11. Make sure the warranty provider will pay the repair facility directly for the repairs (instead of having you foot the bill and file for reimbursement).
  12. Find out which repair facilities are authorized by the contract provider.
  13. Learn about the claims process and ask about the availability of the claims department, especially in the event of an emergency.
  14. Verify that the warranty can be transferred to a new owner if you decide to sell the car.
  15. Know the refund policy. If you’re not satisfied with your purchase, you should be able to get your money back.
  16. Check used car warranty reviews and the Better Business Bureau to make sure that the warranty company does not participate in deceptive practices.

Warranty Shopping Tips

Before you pull the trigger on a car warranty, consider these tips:

Think Long Term

This is important particularly if you’ve just bought a new car. Picture yourself in this car for the long haul, and think about the protection you’ll need after the factory warranty expires.

Skip the Dealership

Dealerships and manufacturers offer extensive coverage under their own extended warranty programs. However, you can usually find the same or similar coverage from a third-party warranty company at a much more competitive price. And, you won’t be limited to the nearest dealership when you’re broken down far from home.

Pay Attention to the Fine Print

It seems obvious, but many people don’t dig into the warranty to find out what’s protected and what’s excluded. Don’t just breeze through the document thinking you’re covered bumper-to-bumper—know your plan and ask lots of “what if” questions.

Avoid Scams

Be aware of scams and calls that ask for credit card information up front, and avoid deals that are too good to be true. If a salesperson is too pushy, then it could be a red flag.

Customize Your Coverage

Make your plan as personal to your vehicle as possible. Consider optional add-ons, such as high-tech protection, if available. Negotiate a plan that reflects your vehicle’s condition and what you need most.

Don’t Just Go with the Cheapest Option

It’s tempting to purchase a used car warranty based on the cheapest price, but ultra-low prices can sometimes mean you’re getting poorer quality service and your contract is skimping on coverage. The average used car warranty cost is between $1,000 and $1,500, and a CARCHEX specialist can work with you to find the most competitive pricing.

Think Big

There isn’t much difference in price between the basic Bronze Coverage that CARCHEX offers and the high-level protection you get from the Titanium Coverage. If you decide you may need extra coverage down the road, go all the way. Monthly payment plans can make your used car warranty cost even more manageable.

The graphic below provides a look at the five customizable and affordable vehicle protection plans offered by CARCHEX:

CARCHEX Vehicle Protection Plans

CARCHEX plans offer coverage terms up to 10 years, so you’ll get long-term coverage for today’s more reliable cars.

  • Powertrain and bumper-to-bumper coverage options
  • Plans for new and used vehicles
  • Plans for vehicles with more than 100,000 miles
  • Fully transferable plans
  • Highly customizable plans

CARCHEX plans can be as basic or as comprehensive as you need. In addition to repair coverage, you’ll also receive peace of mind benefits for your used vehicle, such as 24/7 roadside assistance and trip interruption coverage.

CARCHEX Makes It Easy for You

Checklists, questions, long contracts, and legal jargon can make your head spin. Luckily, the vehicle protection specialists at CARCHEX make it easy for you to buy a car warranty. You’ll find an easy-to-read contract that spells everything out, and our team of vehicle protection specialists will work to find the best deal for you.

Even if you want to roll the dice and delay your coverage a little longer, CARCHEX will give you the information you need just in case.

CARCHEX has earned an A+ customer service rating from the Better Business Bureau (BBB), and we have a long track record of taking good care of our customers.

Just take a look at how CARCHEX stacks up against the top warranty companies in the industry, such as Endurance, Protect My Car, and others.

Customer Experience Above All

Whether you enjoy our customizable plans, superior customer service, or the long list of benefits that come with purchasing a used car warranty with CARCHEX, you’ll see why we’re ranked at the top of the car warranty industry and boast a long list of endorsements from trusted industry experts, such as:

  • RepairPal
  • DMV.org
  • Kelley Blue Book
  • Motor Week’s Pat Goss
  • Edmunds.com

Eliminate the Hassle with CARCHEX Benefits

A roadside breakdown and unexpected costs can make a bad situation worse. Get assistance safely and easily with CARCHEX.

You won’t have to break the bank to get quality coverage, and CARCHEX can help make it even easier on your wallet. Find plans with deductibles as low as $0, and take advantage of payment plans up to 24 months. Your claims department will take care of the cost of repairs up front, so you’ll only have to pay your deductible at the repair shop.

When you work with a CARCHEX specialist, you’ll get our No-Haggle, Low-Price, Everyday Guarantee™. If you’re not satisfied with your coverage, you’ll also get a 30-Day, Money Back Guarantee.

We keep the process simple with:

  • Over 30,000 authorized repair shops
  • A user-friendly mobile app
  • Towing, rental, tire change, and other emergency services
  • Direct communication with the repair facility on your behalf

Not only do you have ‘round-the-clock assistance, you also have access to a 24/7 free quote engine to help you get started.

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Call Now for Your Free Quote

Getting a quote on a used car warranty is fast, free, and easy—call CARCHEX today.


CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # E155490)

© 2018 Carchex. All rights reserved.

We proudly offer the CARCHEX No-Haggle, Lowest Price Everyday Guarantee™ for all of our auto warranty and car inspection programs.
Consistent with consumers’ understandings and expectations of the market in which CARCHEX operates, CARCHEX uses the terms “warranty”; “extended warranty”, “extended auto warranty”, “extended service protection plan” and similar terms to describe the more technical term “vehicle service contracts”. For more information, see this FTC link or learn more here or by reviewing CARCHEX’s website.
CARCHEX markets and sells extended warranties on behalf of third party extended warranty providers, and your extended warranty will be between you and the provider. This website site is intended solely for the purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, rates, taxes, fees and other charges are determined upon validation of vehicle information and acceptance by the extended warranty provider, for which CARCHEX is not responsible. Extended warranties may not be sold where prohibited by law.
CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # W469753)
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