- All major vehicle systems
- Air conditioning and heating
- Electrical components (power windows, doors locks, sunroofs, etc.)
- Safety features (airbags, seat belts, etc.)
- High tech systems (cameras, GPS, etc.)
A car warranty offsets the cost of repairing or replacing certain parts of your vehicle. It comes in handy if you’re not prepared to pay the cost of these fixes—especially if the repairs are hundreds or thousands of dollars. It works similarly to a home warranty, an appliance warranty, or other type of protection plan.
What does a car warranty cover? Your answer depends on details like the type of warranty, your level of coverage, and the brand of car. Rely on the auto warranty and insurance experts at CARCHEX to answer all of your questions and find the right car warranty for you.
When you’re investigating what type of warranty would best suit your vehicle, you quickly learn that you have several options.
When you buy a car from a dealership, it’s likely you will also leave with a factory or manufacturer’s warranty. This type of warranty is usually offered for new cars, certified pre-owned, and used cars, but the details may vary accordingly. It’s meant to cover any defective parts due to poor workmanship or a manufacturer error.
The length of your factory warranty is based on years or a certain amount of miles—whatever comes first. A factory warranty is generally transferable between owners if it hasn’t expired when you sell your car.
Here are examples of popular automakers and their warranties for 2018:
|Automaker||Basic Warranty||Drivetrain Warranty|
|BMW||4 years / 50,000 miles||4 years / 50,000 miles|
|Chevrolet||3 years / 36,000 miles||5 years / 60,000 miles|
|Kia||5 years / 60,000 miles||10 years / 100,000 miles|
|Lexus||4 years / 50,000 miles||6 years / 70,000 miles|
|Toyota||3 years / 36,000 miles||5 years / 60,000 miles|
|Nissan||3 years / 36,000 miles||5 years / 60,000 miles|
|Ford||3 years / 36,000 miles||5 years / 60,000 miles|
Once your factory warranty expires, you have the option of taking on an extended warranty. Coverage plan options for extended warranties may be different than your factory warranty. Also, you aren’t limited to buying it from the manufacturer. You can choose to purchase an extended vehicle protection plan from a trusted third-party provider like CARCHEX.
A basic, bumper-to-bumper warranty is the most comprehensive coverage you can get for your vehicle. It’s also called an exclusionary warranty because it excludes a short list of components. This type of warranty is usually offered for both factory and extended warranties. The standard length of a bumper-to-bumper warranty is three years or 36,000 miles, but your specific warranty may last longer.
A powertrain warranty covers your vehicle’s powertrain, which includes:
The coverage period of a powertrain warranty is usually longer than a bumper-to-bumper warranty—five years or 60,000 miles. Some last as long as 10 years or 100,000 miles.
The cost to repair parts of your powertrain doesn’t come cheap. Replacing the engine alone can cost several thousand dollars. That’s why many car owners chose to purchase powertrain warranties, even if it’s the lowest level of coverage.
This warranty is meant to cover the cost of repairing corrosion on your vehicle, such as rust. Corrosion can come from damage to the car exterior after an accident, salt, water, and other environmental factors.
In general, these items aren’t covered in a car warranty or have limited coverage:
It’s important to read your specific warranty and understand the details for yourself. Your car’s manufacturer and warranty may have a different plan or a level of coverage. Read the warranties of these automakers to know what to expect from your car warranty coverage:
Tires are usually counted as wear and tear items and aren’t covered under an auto warranty. However, this isn’t always the case. Some factory warranties, including those for Lincolns, have a limited tire warranty.
Warranties that cover tires are offered separately by the tire manufacturer. These warranties last four to six years, the length of the tread life, or a certain amount of miles. Talk to your tire manufacturer what your warranty covers. Not all include road hazard coverage, such as fixing a flat tire that was punctured while driving. Also, similar to vehicle protection plans, your plan may be voided if you haven’t followed proper maintenance standards, including regularly rotating and inflating your tires.
Whether you purchase your extended warranty from the manufacturer or third-party provider, it’s likely that you’ll be able to choose from several coverage plans. The more expensive or high-level the plan, the more car parts and repairs it covers.
After your factory warranty expires, the cost of your car repairs is no longer covered. That means you are responsible for paying the full auto bill—no matter what part or how expensive. Extended car warranties help offset these costs. By paying an affordable monthly amount, it’s less likely you’ll have to foot the complete repair cost.
People also choose to buy an extended warranty because it provides peace of mind. If you would sleep better at night knowing that you won’t be surprised by any costly auto repair bills, you may want to purchase an extended warranty.
Another thing to consider is how long you plan to keep the car. Do you have plans to sell your vehicle? If your warranty is transferable, having one can increase your resale value. On the other hand, if you plan to drive the car for years to come, it’s bound to need repairs. Your warranty can cover the costs.
What you pay for an extended car warranty is largely dependent on your specific plan. Here are the factors that make up the cost of your extended warranty:
Make sure to get several quotes and ask questions when shopping around for an extended warranty. Knowing how much it costs helps you determine whether it’s the right purchase to protect your vehicle.
Do you want comprehensive coverage with a bumper-to-bumper warranty, or are you most concerned about protecting your powertrain?
If the make and model of your car is known to need several repairs, or if you have a luxury vehicle with expensive parts, an extended warranty can help cover those costs.
Is what you’re going to pay each month more affordable than paying large up-front costs?
Car manufacturers and third-party providers both offer extended warranties. What are the best third party auto warranty companies?
CARCHEX is considered a third-party auto warranty company. We have a team of experts who are committed to helping you understand your options and purchase the right plan for your budget, vehicle, and specific needs. When CARCHEX provides your extended vehicle protection plan, you can expect to enjoy these benefits:
At CARCHEX, we offer several vehicle protection plans that are designed to be flexible and customizable, and satisfy the needs of our customers.
Choose from Titanium—our highest level of coverage—to Bronze, which covers your essential vehicle systems.
A warranty on a car is a contract between the provider and car owner. These vehicle service contracts determine what repairs and replacements are covered under the warranty, what the owner pays for, and for how many years and/or miles the warranty lasts.
A car owner submits a claim to the provider (whether a dealer or a third-party warranty company), who determines whether the repair or replacements is covered under the warranty. If it’s covered, the owner takes their car to the approved facility to complete the repair. The best warranty providers pay the auto shop up front and don’t make car owners pay then wait for reimbursement.
Yes, many providers offer warranties for used cars, including those with over 100,000 miles. If you buy a used car from a dealership, it’s likely that it will also come with a warranty. There may be some differences in what the used car warranty covers—compared to a new car warranty—so make sure to discuss that with the provider before you buy.
Learn more about the best used car warranty companies.
It depends on the service. If your car is under warranty but the repair or replacement itself is not covered, then you will have to pay for the service.
A basic warranty is another name for a bumper-to-bumper warranty, which covers most systems and parts of your vehicle, with a short list of exceptions.
No, a car warranty doesn’t cover accidental damage. However, insurance companies may provide coverage instead.
Mechanical breakdown insurance is similar to an extended car warranty in that it’s a service contract. They both pay for car repairs and replacements, but mechanical breakdown insurance will likely not cover repairs from normal wear and tear.
To check your car’s warranty, first find your vehicle identification number (VIN), or at least know your car’s make, model, and model year. Call the manufacturer and provide the information, or check online at site like Auto Consumer Info.
What’s covered under an extended car warranty depends on your specific warranty. In general, they can include the powertrain (engine, transmission, etc.), air conditioning, alternator, gaskets and seals, battery, electrical components, safety restraints, and more.
Whether you want to understand what a bumper-to-bumper covers or how much to expect to pay for a car warranty, trust the guidance of the auto warranty and insurance experts at CARHEX. We can answer the question of what a car warranty covers and what plan is the best protection for your vehicle.
Call 866-261-345 to speak with one of our representatives and get a quote today.
Nerd Wallet: https://www.nerdwallet.com/blog/loans/auto-loans/car-warranties/
Your Mechanic: https://www.yourmechanic.com/article/what-is-a-powertrain-warranty-and-why-does-it-matter-by-jason-unrau
Car Care Council: http://www.carcare.org/ask-the-tech/engine-problems-and-your-options/
Better Business Bureau: https://www.bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869
CARCHEX is trusted and recommended by these industry leaders.
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